How to Sell Your House Without Enough Equity
Traditionally in real estate sales, the seller pays for most of the costs for the transaction. Typical costs can be real estate commissions for both the buyer’s and seller’s agents, tax stamps, recording fees, attorney's fees, and often even fees for the buyer’s new loan. I know, that's crazy, right?
In most cases, these costs will be in the range of 10% or more of the negotiated selling price. In today’s economy, money is tight for everyone. Particularly with FHA buyers, an additional 3% can be negotiated and come out of your sales proceeds. That means that for every $100,000 in the selling price, between $10,000 and $13,000 will be taken out of your proceeds at closing. $10,000 to $13,000 is a bitter pill to swallow for any homeowner!
No wonder many sellers simply cannot afford to sell under these conditions. If you’ve bought your home with 100% financing in the last 5 to 10 years you most likely don’t have enough equity to cover these costs. And even if you put a 5% or 10% down payment, you may still be 'underwater'.
When we buy your house, you may not have to pay ANY closing costs. At Eagle Home Buyers, LLC, we have solutions for many different situations – yours could be one of them! We can pay CASH and we close when YOU want to!! Call us today! (413) 252-CASH (2274)

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